BUYERS
What's
in it 4U
Our user-friendly site allows you to search
all available properties for sale in the
Tampa Bay area. Condos, homes, town homes,
villas.
Search by city,
community
or by price
range. No registration necessary. Search
all you want.
When you’re ready, just call or email.
– Here’s the best part: We
ANSWER
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Taxes, CDD, HOA, and Homestead: |
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What
is a CDD? |
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What
is an HOA? |
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How
much are my Taxes?
What's a Homestead? |
©
Copyright 2008
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Before
You View a Property
There are many different
aspects of property viewing. When buyers
have the opportunity to view a property,
there is inevitably a bit of excitement
that goes with the entire process. This
excitement can lead the buyer to forget
some of the most important aspects of preparation.
A buyer needs to prepare, and prepare carefully
before viewing a property. This checklist
will help you to be more prepared for your
next viewing.
Is Tampa Just the
Right Spot?
While Florida, in general,
is thought of as a paradise, there are some
very real concerns when it comes to living
in Tampa as opposed to visiting the area.
There is humidity and the possibility of
hurricanes. The humidity can affect your
comfort index and the hurricane chances
will increase the overall home insurance
costs in most cases. Taking these into consideration
before viewing a property will help a buyer
to make an informed decision on the home.
Financing the Purchase
If there is a need to sell
your current home before buying a home,
that aspect needs to be completed before
looking at a ton of homes. The selling process
is taking longer in today's market than
the buying process. The buyer will not want
to get hopes elevated only to see the home
go to another buyer due to a lack of funds.
Mortgage Realities
The mortgage market is nothing
like it was just a few years ago. A buyer
needs to be prepared to wait longer and
face more stringent questions and regulations
in order to qualify for a mortgage. The
higher the down payment on the new home,
the less hassle the buyer will face when
obtaining a mortgage on the home.
Know
the Comparables and the Market
Many buyers will know that
the comp home sales in an area will help
to set the price for the remaining homes
in the area. But, that is often where the
buyer stops learning. The market is a volatile
creature and needs to be researched and
learned before jumping in to the sea of
homes for sale. This is usually what the
real estate agent will take care of, but
a buyer can help to understand the home
buying market if they learn the changes
and fluctuations as they happen.
Know
the Neighbors Near and Far
It is important to not only
know the immediate neighbors to a home but
the neighbors that reside within a few miles
of the home as well. Taking a little drive
through the streets, weaving in and out
of the neighborhood will save a lot of time
and angst if you find something that you
certainly do not want to live near.
One
Realtor For All
The MLS listings are unique,
in that, they are available to all real
estate agents, even if they are not the
ones that listed the home. A home buyer
will not need to hire multiple real estate
agents for each home they wish to view,
just one that has access to all of the listings.
Ready
and Willing?
A buyer, at times, will
believe they are ready to jump into the
home buying market, but have a few second
thoughts. Just as in a marriage, the buyer
and the home will be joined for many years
to come and that union must be one born
out of love not second thoughts.
Double
Dutch the Market
Double Dutch is a jumping
rope game that requires careful timing and
attention to the most intricate of details,
the real estate market is just the same
game. Hiring a real estate agent with their
finger on the pulse of the market is the
only decision when it comes to jumping in
that real estate market and coming out with
the best home possible.
If you are in the market
to buy a home, viewing a property might
seem like a fun journey, but you must be
considerate of the real estate agents that
have listed the home. If you are not serious
about buying a home and just want to take
a look for the fun of it, wait until the
open house. But, if the time has come and
you are ready to take that big jump into
Tampa home ownership, call Tampa4U, we are
ready to find that dream residence for you.
©
Copyright 2008
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